What Sets Us Apart
If you have not already done so, please read Our Philosophy. We believe our philosophy is unique and creates a distinctive experience for our clients that can not be found elsewhere.
We are compensated directly by our clients and solely by our clients. We do not receive commissions, 12-b1 fees, referral fees, or any other type of revenue that creates a conflict-of-interest in the advice we provide. Unlike fee-based advisors, our compensation is 100% from our clients and not a combination of fees and commissions. Our recommendations are strictly based on what we believe to be in the best interests of our clients and are not influenced by how much commission or bonus we may receive from the sale of certain products.
We strive to communicate not only data but our knowledge and reasoning behind the data and our recommendations. We offer to meet with clients on a quarterly basis or more often if needed. We are also available by phone or email to discuss any topics relevant to our client’s financial well being.
We serve as a Fiduciary to our clients. What is a Fiduciary and Why Is It Important? By law, a Fiduciary will act solely in the best interest of the client in all circumstances and fully disclose any conflict, or potential conflict, to the client prior to and throughout a business engagement. Brokers (many accounting and insurance firms fall into this category because they are acting as representatives of broker/dealers) are held to a lower standard and are not required to always act in their client’s best interest. We take our Fiduciary responsibility seriously and our client’s best interests always come first.
We believe openness and mutual decision making builds trust and helps increase the potential of our clients achieving their financial goals. As such our approach is based on a collaborative process involving the client, our Firm, and other stakeholders as needed.
Each client has a Certified Financial Planner™ certificant involved in the development of their personal financial plan. The most important element of our experience results in our interaction with our clients. We learn a tremendous amount about human behavior, decision making, and the importance of our services in our client’s lives. We apply the knowledge we learn from our clients to enhance our services to all clients.
Our Firm was founded with quality as a core principle and we continue this focus today. The quality of our Firm extends across both internal processes and our client service processes. We approach our work with a discipline that allows us to execute our services in a consistent and reliable manner. To support this high-level of quality, we have made significant investments in technology and are not afraid to innovate. The most important investment we make is in our people who are continuously focused on increasing their knowledge and ability to provide superior client service.